Financial Wellness

Helpful articles on topics related to personal financial health and well-being

What happens when you trade in your vehicle?
June 29, 2021

What happens when you trade in your vehicle?

You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you鈥檝e completed any loan or lease commitment that…

What is credit monitoring and what can it do for you?
June 29, 2021

What is credit monitoring and what can it do for you?

As a whole, Americans seem to have become more aware of their credit activity over the last year. Prior to 2020, consumers added, on average, $45.6 billion in credit card debt per year. But during 2020 and the beginning of…

How credit reporting practices affect you
June 29, 2021

How credit reporting practices affect you

Financial well-being is a fundamental part of life, and one of its pillars is the health of your credit. Your credit habits, which are reported by credit reporting agencies, impact your credit score and ability to get financing, so understanding…

What you need to know about credit when financing a vehicle
April 16, 2021

What you need to know about credit when financing a vehicle

It should be no surprise. What you need to know about credit when financing a vehicle is that lenders generally provide more financing to borrowers with higher credit scores. Almost half the money loaned goes to so-called super-prime borrowers 鈥…

Young woman using auto-finance calculator
April 2, 2021

How to use an auto finance calculator: A step-by-step guide

It鈥檚 useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at 麻豆直播 Consumer USA (SC) requires…

Why your credit score is important
March 17, 2021

Why your credit score is important when financing a vehicle

Why is your credit score important? It may be one of the most important numbers in your life 鈥 besides your blood pressure reading 鈥 because it helps determine the availability and cost of credit for vehicles and other purchases….