Financial Wellness

Helpful articles on topics related to personal financial health and well-being

Couple saving in piggy bank
March 10, 2021

How to set up a monthly budget to finance a new vehicle

Know how much vehicle you can afford. Learning how to set up a monthly budget is the key to buying a new vehicle while ensuring you don鈥檛 overextend your finances, according to experts. But even using a car affordability calculator…

Why not make a car purchase with your tax refund?
February 5, 2021

Why not make a car purchase with your tax refund?

Tax refunds will begin arriving soon. And that means many Americans may be looking for a new or used vehicle on which to spend the money they get back from Uncle Sam. Of course, you should not spend refund money…

Interest rate calculator: How your credit score affects car financing
June 19, 2020

Interest rate calculator: How your credit score affects car financing

Thousands of dollars. That could be the difference between lower and higher credit scores when financing a vehicle, based on an interest-rate calculator at nerdwallet.com and data reported by Experian. Here鈥檚 what we mean: The average nonprime borrower, with a…

cybersecurity graphic
April 1, 2020

Stay alert to the Coronavirus cybersecurity threat

Be aware that the Coronavirus (COVID-19) may pose a potential cybersecurity threat to Americans in addition to a health threat. As the virus spreads across the U.S., so do cyber criminals intent on taking advantage of you. 鈥淭he pandemic is…

Woman checking free credit score
March 23, 2020

Why your free credit score may be more important than ever

Watch your credit score. That鈥檚 generally a good idea if you plan to borrow money to buy a vehicle or a home or to use credit for a whole range of other purchases. But it鈥檚 even more important now because…